Mobile payment becomes a trend, how to deal with merchants’ payment

The development of the era will inevitably bring about a series of changes. Progress is the change made for adaptation. When mobile payment becomes a trend, the payment method has changed. I don't know when to start. It is a fashion for young people to go out with only mobile phones. When they pay, they are not willing to use cash any more. You can get it by swiping your mobile phone. It is a trouble to save money. As consumer payment habits change, the merchant's collection model must also change. Street vendors can print personal Alipay and WeChat QR codes directly to collect money, but for merchants who manage store operations, it is not so easy to make convenient collections.

For management needs, merchants need to separate public accounts from private accounts, so it is obviously not appropriate to use personal Alipay and WeChat accounts to collect payments. To use Alipay and WeChat to collect merchants, you must open a merchant collection channel. With the increase of payment methods, Baidu wallet and Jingdong wallet have also joined the battle, and merchants have to go through it one by one, which brings a lot of extra burden to the merchants. Although this can ensure the diversification of payment methods and bring convenience to customers, it brings trouble to the merchant's cash register management. Different payment channels will generate different collection accounts, and the final accounting summary needs manual operation, and the merchant's convenient operation is difficult to achieve.

The emergence of Maibaole wallet solves this problem for merchants. This cash register app connects many payment channels, and the payment can be switched between Alipay, WeChat, Baidu wallet and other payment methods. Select the corresponding payment method, enter the payment amount, you can generate the corresponding collection QR code, the customer can directly scan the QR code to complete the payment. When the transaction is completed, the system will automatically give a prompt, which is convenient and time-saving. Compared with the customer scan code input amount payment, the corresponding collection QR code is automatically generated, which is more secure in the collection security, and can also prevent the customer from manually inputting the payment error. From the perspective of the customer payment experience, the step of saving the input amount for the customer gives the consumer a better payment experience. Merchants only need to download the Maibaole wallet on their mobile phone to directly perform the collection operation. There is no need to install extra equipment, and a collection APP can be easily handled.

Another important point of business management is the revenue account. Business management relies on data. Only by grasping clear data can the merchants understand the preferences of customers and accurately grasp the marketing trend. With the Maibaole Wallet, every transaction will generate a detailed transaction flow record, and the daily revenue summary is clearly visible. Merchants can retrieve transaction data at any time on the mobile phone, and the cashier account is under control.

The Maibaole wallet adopts the boss account and the employee account multi-account login mode, and the merchant only needs to enter the PC-side background to add the cashier in the cashier management. Each cashier can log in to the Maibaole wallet through a personal employee account for cashier operations. Different cashiers will have their own corresponding cashier records. The merchant can directly log in to the boss account to master the overall cashier status. For merchants with chain operation needs, the management of multiple stores can also be completed in one system. By logging into the back of the Maibaole wallet, you can clearly see the revenue accounts of each sub-store. The effective unified management saves time and labor costs for the chain operation.

The rise of mobile payment is the product of the rapid development of the O2O business model, and mobile payment has become the key to getting online and offline. The merchant's cash register is to meet the customer's mobile payment premise, and at the same time integrate the concept of commercial operation, accurately grasp the cash register data and user payment selection habits. The Maibaole wallet not only helps merchants to achieve cashier convenience, but also creates a smart business model for merchants, and drives the business with cashiers to realize the long-term development of merchants' operations.